Dr. Celso Fernandes, popularly known as the Financial Doctor of Goa, is a retired dental surgeon who served in dentistry for 27 years. After holding leadership roles across dental associations and winning several awards including Dentist of the Year, he transitioned to financial planning. With 600+ investor programs and thousands of families empowered, his life motto — “Rich is not how much you have, but how much you give” — is the soul of Nave Marg’s mission.